Our aim at AlloyLoan is to make applying for a loan as quick and as simple as possible, using technology and relationships.
Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). Representative 305.9% APR.
To apply for loans through our website you must be a UK resident over 18 years old. We are a licensed credit brokerage business authorised by the Financial Conduct Authority, which effects introductions between borrowers and lenders as well as other brokers, for the purposes of entering into loan agreements. The operator of this website is not an agent or representative of consumers or any lender and does not endorse the services offered by specific lenders. As a broker we process the information you provide us and pass this onto our trusted third party lenders and brokers to help you apply for a loan. For more information on how we handle your data see our Privacy Policy
The actual loan offer you may receive may be lower than what you applied for. This is because each loan application is analysed and dependent on personal affordability. Lenders will also consider loan period, income and outgoings, which may result in the requested amount being declined, but a lower amount being offered.
Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.
A Short Term High Cost loan should not be used as a long term solution. You should be aware that it may involve repaying a higher rate of interest, extending the terms of the debt and increasing the total amount you repay. If you are thinking of consolidating existing borrowing you should be aware that it may involve repaying a higher rate of interest, extending the terms of the debt and increasing the total amount you repay.
A guarantor is someone who agrees to back up your guarantor loan and steps in to make repayments if you don’t. Guarantors are usually friends or family members as these are the people who know you best.
alloyLoans.com is a Trading Style of (A), registered in (B) under company number (C), with a registered office address of (D). (E) is authorised by the Financial Conduct Authority (F) and registered with the Information Commissioner’s Office (F).