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At AlloyLoan, we make finding a loan simple. By submitting just one application, we speak to over 30 lenders on your behalf.
We do not charge a fee for our service - it is completely free.
We aim to process every loan application within just 2 minutes.
If we find you a lending option, there is no obligation to accept.
Save time applying to several lenders, and walk away if not happy.
Complete our 60 second form
We only ask for information our lenders need to process your application, so please be as accurate as possible.
Sit back and relax
This is where we take over. We will send your application to our lenders, and forward your browser if successful.
Review Loan Offer
Should we find you a willing lender, simply check the terms on their site, and accept or refuse their offer.
Lenders
Minimum Loan
Maximum Loan
Minute Application
The lenders we work with provide loans for many different purposes. Find out more about the types of loan available.
Debt Consolidation
Personal loan
Business loan
Education loan
House loan
Payday loan
A debt consolidation loan is specifically used to refinance existing debt. This can often help lower your monthly debt repayments, but increases overall borrowing.
You must be at least 18 years old, have a monthly income of at least £500, and be a UK resident to apply.
A personal loan is a general term for a loan for an individual. A personal loan found via AlloyLoan is an unsecured loan, whereby your property is not at risk.
You must be at least 18 years old, have a monthly income of at least £500, and be a UK resident to apply.
Business loans are loans to either set up, or help finance small businesses. They are only intended for cashflow purposes, as they will be taken out in your own name.p>
You must be at least 18 years old, have a monthly income of at least £500, and be a UK resident to apply.
An education loan is a loan to help pay for education - perhaps a sholarship, or University. Investing in eduction can bear fruits in future life.
You must be at least 18 years old, have a monthly income of at least £500, and be a UK resident to apply.
A home loan, or home improvement loan, is a loan aimed at financing costs associated with your property. Perhaps you need expensive building work completed, or maybe just a lick of paint - this loan is for you.
You must be at least 18 years old, have a monthly income of at least £500, and be a UK resident to apply.
Payday loans is a somewhat historic term, but is still referred to for smaller loans over a period of just 1-3 months. It is more intended for emergency use.
You must be at least 18 years old, have a monthly income of at least £500, and be a UK resident to apply.
Check out our 5 star loan service!
| Alloy.co.uk | Why Alloy? Over 500,000+ customers trust Alloy.co.uk. Here's why... |
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|---|---|---|
| How much can new customers borrow? | Up to £2,750 | No Hidden Fees |
| What are the loan repayment terms? | 3 to 24 Mths | No Paperwork |
| Approx monthly cost of borrowing £100 | £11.00 | Instant Loan Offer |
| Number of people offered credit solution? | 92% | No Obligation |
| Could I repay in installments? | Yes | Online Decision |
We take the approach that this can be achieved by maintaining good relationships with our lender panel, and combining with the most advanced systems available.
This is why we invest heavily in both aspects of our business, and keep on top of the latest technologies.
Innovative
Talent
Enabling
Responsible
We have selected some of the most commonly asked questions, to try and make your loan application even easier.
“Have I been accepted for a loan?”
“How much do you charge for finding me a loan?”
“What is an APR?”
“Why should I use a broker?”
“I need to speak to someone about my loan?”
Every lender that we work with must adhere to the key points of responsible lending regulations:
Please check the terms and conditions of any potential lender we may find you. In particular, how your lender deals with late, or non-payments. Usually a negative marker will be added to your credit file, which would affect your future ability to obtain credit, so please budget carefully.
Once you have finalised your loan application with a lender, should we find one, if at any time you feel you may struggle to make your repayment, please contact your lender immediately. Usually something can be worked out to help you, but please check for additional fees relating to this.
Our aim at AlloyLoan is to make applying for a loan as quick and as simple as possible, using technology and relationships.
Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% pa (variable). Representative 305.9% APR.
To apply for loans through our website you must be a UK resident over 18 years old. We are a licensed credit brokerage business authorised by the Financial Conduct Authority, which effects introductions between borrowers and lenders as well as other brokers, for the purposes of entering into loan agreements. The operator of this website is not an agent or representative of consumers or any lender and does not endorse the services offered by specific lenders. As a broker we process the information you provide us and pass this onto our trusted third party lenders and brokers to help you apply for a loan. For more information on how we handle your data see our Privacy Policy
The actual loan offer you may receive may be lower than what you applied for. This is because each loan application is analysed and dependent on personal affordability. Lenders will also consider loan period, income and outgoings, which may result in the requested amount being declined, but a lower amount being offered.
Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.
A Short Term High Cost loan should not be used as a long term solution. You should be aware that it may involve repaying a higher rate of interest, extending the terms of the debt and increasing the total amount you repay. If you are thinking of consolidating existing borrowing you should be aware that it may involve repaying a higher rate of interest, extending the terms of the debt and increasing the total amount you repay.
A guarantor is someone who agrees to back up your guarantor loan and steps in to make repayments if you don’t. Guarantors are usually friends or family members as these are the people who know you best.
alloyLoans.com is a Trading Style of (A), registered in (B) under company number (C), with a registered office address of (D). (E) is authorised by the Financial Conduct Authority (F) and registered with the Information Commissioner’s Office (F).
